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ABOUT US
Creative Capital is a registered investment advisor firm, dedicated to opening brokerage accounts for clients and managing their accounts by investing in the market. Our team specializes in creating personalized investment strategies, including mutual funds and index funds, to help our clients achieve their financial goals.​​
OUR STRATEGY
​We obviously tailor strategies towards each clients needs. However, the main strategy that we recommend for people looking for long-term investments, is to invest small amounts monthly, into a group of index funds (S&P 500 and similar).
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Why invest in Index Funds ?
Well - although not too glamorous, they are the ones that everyone is trying to beat. [Do a little research and you’ll find that most advisors and managers don’t beat the market.] Investing consistently small amounts in the market is arguably the best practice for long-term investments.​​
Check out our investment calculator - HERE. and see how much your portfolio would be worth now if you would've started investing monthly years ago - in these handpicked funds.
Planning for the Future
There is an organization in Israel pushing awareness in the Chareidy community to invest in the way we described, in order to be able to marry off children without debt. To start when the kids are young, investing consistently small amounts in index funds, even in just the S&P 500. See their website, https://benakel.org/ and all the Rabbanim that they have backing this idea. There’s a lot of literature there. [Although it’s all in Hebrew, google translate does a decent job.]
Saving Smartly
You're not too young nor too old to be putting away money in a Roth IRA, and watch your account grow tax free, waiting for your retirement. Contact us to hear more about this option and other tax efficient investing options.
Marrying off Kids?
Well your kid is just two years old - so you’re not thinking about this. Right. However, Rabbanim are encouraging being responsible already when the kids are young, setting aside small amounts monthly and investing smartly - for their future. See their letter written in Feb. of 2025.
[Interestingly they also warn there about being tempted to fall for some wild business ventures that seem to be able to make you rich instantly.]
Grandparents?
Hopefully you've already saved for your retirement and are enjoying it. How about open a custodial account for each of your grandkids? Look out for their future - and cement your legacy.
Why Choose Us
In the competitive market you must have a piece on “Why choose us!”
So - why choose us?​
Do it Yourself
Well, you can actually do this style of investing yourself. No need to have us manage your account for a 1% fee. Just visit a reputable brokerage website, like Schwab or Fidelity, and setup your account, then set it up to send in monthly payment, and then setup automatic investments into an allocation that you’d like. You can also rebalance it periodically if you wish. That’s pretty much a simplified explanation of we’re doing. Sure we’re doing a little more research - but the concept is same, if you consistently stick with your plan.
Get an Advisor
If you’d rather have someone stay on top of it, and not go through all the above steps on your own, then you’re looking for an Investment Advisor. Someone to guide you through all the possible investments.
Some offer to guide you with a one-off initial setup, and others offer to manage your brokerage account - like us.
Why choose us and not another Advisory Firm?
No real reason. Please find anyone that you’re comfortable with - and go for it!
The main thing is to think now about the future - by consistently investing small amounts into the market, and see the power of dollar cost averaging, combined with compounded interest, to reach your financial long-term goals.
[Note: When you start looking around, you’ll find that most advisors are seeking high net worth investors and require a minimum account much higher than the fellow that’s trying to find a place for his $15,000 and to invest $250 monthly. Don’t get frustrated - keep looking. Or… you could just go with us.]